This Privacy Policy describes how MyInOut (“we”, “us”, “our”) collects, uses, processes, stores, and protects your Personal Data when you access or use the MyInOut application and related services (“Services”).
This Policy complies with:
- EU General Data Protection Regulation (GDPR)
- Indonesia Personal Data Protection Law (Undang-Undang No. 27 Tahun 2022 tentang Perlindungan Data Pribadi / PDP Law)
By using MyInOut, you acknowledge that you have read and understood this Privacy Policy.
CTA, agree or read more
1. Definitions
- Personal Data: Any data relating to an identified or identifiable individual, as defined under GDPR and PDP Law.
- Processing: Any operation performed on Personal Data (collection, use, storage, deletion, etc.).
- Data Controller: MyInOut, which determines the purposes and means of data processing.
- Data Subject: The user whose personal data is collected and processed.
2. Personal Data We Collect
2.1 Data You Provide Directly
- Name
- Email address
- Financial entries manually entered by you (income, expenses, pockets, invoices)
- Uploaded receipts or images (for OCR/receipt scanning purposes)
- Contacts you choose to share entries/invoices with
We do not collect bank account passwords, debit/credit card numbers, or other regulated authentication credentials.
2.2 Data Collected Automatically
- Device information (OS, model, identifiers)
- IP address
- Usage logs
- Crash logs
- Cookies or tracking technologies (where applicable)
3. Legal Basis for Processing (GDPR & PDP Compliance)
We process your Personal Data under the following legal bases:
- Consent
For account creation, receipt upload, sharing features, and optional analytics. - Contractual Necessity
To provide and operate the MyInOut Services you have registered for. - Legitimate Interest
To maintain security, improve performance, and prevent fraud. - Legal Obligation
If required by applicable laws.
4. Purpose of Data Processing
We use your Personal Data to:
- Provide financial tracking functionalities
- Generate reports, summaries, and insights
- Process receipt-scanning (OCR)
- Enable sharing of entries, invoices, or pockets
- Improve app performance and security
- Communicate updates or support information
- Maintain system integrity and prevent misuse
We do not use your data for profiling that produces legal or similarly significant effects.
5. Data Sharing & Disclosure
We may share Personal Data and not limited with:
5.1 Service Providers (Processors)
Trusted third parties such as:
- Cloud hosting providers
- Authentication providers
- Analytics and crash reporting services
All processors are bound by Data Processing Agreements and must protect your data under GDPR and PDP standards.
5.2 With Your Explicit Consent
When you share:
- Entries
- Invoices
- Pocket invitations
- Email recipients
5.3 Legal & Safety Requirements
We may disclose data to:
- Government authorities
- Law enforcement
- Courts
If required by law or to protect rights and safety.
We never sell or rent your Personal Data.
6. International Data Transfers
If Personal Data is transferred outside the EU or Indonesia, MyInOut ensures compliance through:
- Standard Contractual Clauses (GDPR)
- Adequacy decisions
- Binding corporate rules
- PDP Law cross-border transfer mechanisms
7. Data Storage & Security
We implement:
- Encryption in transit and at rest
- Access control
- Secure development practices
- Logging and monitoring
Despite safeguards, no system is 100% secure.
You acknowledge the inherent risks of digital transmission.
8. Data Retention
We retain data only as long as necessary for:
- App functionality
- Legal requirements
- Account lifetime
You may request account deletion at any time, after which your data will be permanently erased unless retention is required by law.
9. Your Rights (GDPR & PDP Law)
You have the right to:
Under PDP Law (Indonesia):
- Right to obtain information
- Right to complete/update Personal Data
- Right to access
- Right to withdraw consent
- Right to object to processing
- Right to erasure
- Right to delay or limit processing
- Right to data portability
- Right to be indemnified for violations
Under GDPR:
- Right of access
- Right to rectification
- Right to erasure (“Right to be forgotten”)
- Right to restrict processing
- Right to data portability
- Right to object
- Right to withdraw consent
- Right not to be subject to automated decision-making
To exercise rights, contact:
hallo@myinout.id
10. Children’s Privacy
MyInOut is not intended for individuals under 6 years old (or applicable local minimum age).
We do not knowingly collect data from children.
11. Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in law or our practices.
Continued use of MyInOut signifies acceptance of the updated policy.
12. Contact Information
If you have any questions or concerns, you can reach us at:
- Email: hello@myinout.io
- Address: PT. Bagi Bagi Sukses Makmur
DISCLAIMER – MYINOUT
Effective Date: 2026-01-01
1. Financial Tracking Only
MyInOut is a personal finance tracking application.
It is not:
- A bank
- A digital wallet
- A payment gateway
- A financial institution
- A regulated financial service
2. Not Proof of Payment (Important)
All financial data in MyInOut is user-generated or scanned.
Therefore:
MyInOut cannot be used as:
- Proof of payment
- Proof of transfer
- Proof of settlement
- Proof of debt repayment
- Proof of authorized transaction
- A substitute for official bank or merchant receipts
For legal and financial verification, users must rely on official documentation from the relevant financial institution.
3. No Guarantee of Accuracy
Although MyInOut provides tools such as receipt scanning and auto-calculation, accuracy depends heavily on user input and image quality.
We are not responsible for:
- Incorrect or incomplete user input
- OCR errors
- Miscalculated reports caused by inaccurate data
- Data loss resulting from user actions or device problems
4. No Financial, Legal, or Tax Advice
The information shown in the app is not intended as professional advice.
Users should consult licensed advisors for:
- Legal matters
- Tax obligations
- Investment decisions
- Financial planning
5. Use at Your Own Risk
MyInOut is provided “as is” without guarantees of:
- Uninterrupted operation
- Error-free performance
- Complete accuracy
- Compatibility across all devices
Users assume full responsibility for decisions made based on app information.
6. Limitation of Liability
To the maximum extent permitted by law, MyInOut is not liable for:
- Loss of financial assets
- Indirect or consequential damages
- Errors in reports or entries
- Loss of business or opportunities
- Inaccurate interpretations of data
7. Third-Party Services
We may link or integrate with third-party services.
We do not control or guarantee the reliability or security of such services.
8. Updates
We may revise this Disclaimer at any time.
Your continued use of MyInOut constitutes acceptance of the updated Disclaimer.
9. Additional Disclaimer Clause
Account Termination:
MyInOut reserves the right, at its sole discretion, to suspend or terminate a user’s account without prior notice or confirmation if the user is found, suspected, or reasonably believed to be involved in any malicious, harmful, abusive, fraudulent, or otherwise dangerous activities that may threaten the security, integrity, or proper operation of the platform. MyInOut shall not be liable for any loss, damage, or consequences arising from such suspension or termination.