iOis your assistant for accessing financial services
"The financial services you need connected directly to your money”
Manage
Operate
Collaborate
Understand
Access
Your financial life should not stop at tracking.
iO connects you to what comes next.
You've tracked your money. You understand your patterns. You've built healthy habits. Now what can your money actually do for you?
iO connects your financial life to real financial services payments, bank accounts, loans, investments, insurance all within the ecosystem you already use every day.
Accept digital payments directly in iO
Whether you're running a business, collecting from friends, or receiving payment for a service iO lets you accept money digitally right inside the app.
Generate a QRIS code. Share a payment link. Accept Visa or Mastercard. Create a Virtual Account for bank transfer. The money comes in. iO records it. Your pocket updates. No separate payment app needed.
Your real bank accounts and wallets connected to iO
iO pockets can be linked to your actual bank accounts and wallets so every movement is reflected automatically. Pay from your BCA account your iO pocket updates. Receive via GoPay your wallet pocket syncs instantly.
No more manual sync. No more double-checking. Your iO overview is always accurate because it is connected to the real accounts behind your money.
Loans, insurance, and investment recommended by ino AI
iO knows your financial life better than any bank. So when you need a loan, ino recommends the right product for your profile based on your income patterns, spending, and commitments.
Apply for a personal loan. Get business financing. Open a savings account. Activate insurance. Start investing. All within iO powered by licensed banking and financial partners.
More services growing with you
iO Embedded Finance is just the beginning. As iO grows, so does the ecosystem of services connected to your financial life. Today: payments, linked accounts, and initial banking services. Tomorrow: full savings, remittances, financial planning tools, and a global financial network.
"Every service you activate makes your iO more powerful.And because ino AI knows your profile, every recommendation gets smarter over time.
