iOis your assistant for managing money together
"“Money is rarely managed alone. iO is built for that.”"
Manage
Operate
Collaborate
Understand
Access
Shared money has always been complicated.
iO makes it simple.
Household expenses with your spouse. Family savings goals. A trip fund with friends. A business pocket shared with your team. Money that involves more than one person is always harder to track.
iO is the only financial platform where collaboration is a core feature not an afterthought.
Create a shared pocket for anyone, any purpose
In iO, any pocket can be shared. A household pocket with your spouse. A travel fund with your friend group. A business pocket with your sales team. A savings pocket the whole family contributes to.
When you share a pocket, everyone sees the same balance, the same transactions, in real time. No more "how much is left?" texts. No more confusion. Everyone sees the same truth.
You decide who sees what and who can do what
Not everyone in a shared pocket should have the same access. Your spouse might be an Admin add entries, manage settings. Your teenager is a Viewer see the balance, nothing more. Your staff are Collaborators record entries within their scope.
iO's role system gives you full control over who can record, who can view, who can manage. Transparency without chaos.
Split bills. Send invoices. Settle up without the awkwardness
Dinner for four. Rp 480,000. Who pays? iO makes it easy. Split any entry equally or by custom amounts and send each person their share via WhatsApp or iO directly.
They pay. You see it. iO records it. No more mental math. No more "you owe me" conversations. Clean, tracked, settled.
Work toward shared financial goals as a team
The most powerful thing about shared finance is building something together. A family emergency fund. A shared holiday. A team savings target.
iO lets you create shared goals and missions everyone contributes, everyone tracks progress. When one person adds to the fund, everyone sees it. Shared accountability makes goals happen faster.
