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iO Financial Assistant

iOis your assistant for running your business

"From first sale to end of day iO runs your business with you.”

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Manage and Organize Assistant
HOW IO HELPS YOU OPERATE

Your business generates money every day iO makes sure none of it gets lost

Every sale recorded. Every invoice sent and tracked. Every staff reimbursement handled cleanly. iO is the financial backbone of your business from the moment you open your doors to when you count the day's take

STEP 01: START SELLING

Your phone is now a complete POS system

Before your first sale, set up your products and services iO. Prices, variants, stock levels, base cost. When a customer walks in, open the POS: select items, choose payment, record the sale. Done in seconds.

Whether it's cash, QRIS, card, or a custom method, iO records it all and updates your stock automatically. Print or share a branded receipt every time.

POS Cashier
POS Cashier
Stock Management
Stock Management
Custom Receipt
Custom Receipt
All Payment Types
All Payment Types
Cash Calculation
Cash Calculation
Step 1
Step 02: INVOICE AND BILLING

Send invoices, track payments without chasing

Not every sale is paid immediately. A delivery order. An open tab. A B2B invoice. iO's Open Bill feature lets you create a bill that stays editable until the customer pays

When ready, close it. It becomes an invoice shareable via WhatsApp, email, or a payment link. The customer pays. You get notified. The entry records automatically. No spreadsheet. No forgotten invoice.

Open Bill
Open Bill
Send Invoice
Send Invoice
Reminder
Reminder
PDF & Payment Link
PDF & Payment Link
Payment Tracking
Payment Tracking
Step 2
Step 03: TEAM AND EXPENSES

Your team's finances; transparent and in control

A business isn't one person. You have staff, branches, petty cash, and reimbursements. iO tracks all of it

Give your sales team their own pockets they record sales, you see everything in real time. Staff submit a reimbursement? You review, approve, and the payment records automatically. Petty cash given? Logged immediately with a full audit trail

Shared Team Pockets
Shared Team Pockets
Reimbursement
Reimbursement
Auto-categorize
Auto-categorize
Petty Cash
Petty Cash
Sales Monitoring
Sales Monitoring
Step 3
Step 04: SEE YOUR BUSINESS CLEARY

Real-time business overview from anywhere

At the end of the day: How much did I make? What did I spend? What's my profit?

iO answers it all in one screen. Revenue, expenses, profit per pocket. Compare branches side by side. Download reports for your accountant. Let ino AI spot the trends you miss which day is slowest, which product sells best, where costs are creeping up

Business Overview
Business Overview
Target & Budget
Target & Budget
Trend Analysis
Trend Analysis
Reports
Reports
AI Insights
AI Insights
Step 4