iOis your assistant for understanding your finances
“Your data tells a story. ino helps you read it.”
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Tracking money is the first step
Understanding it changes everything
You've been recording your INs and OUTs. But do you know where you really spend the most? Are you saving enough? Are you on track for your goals? Data without understanding is just numbers.
iO transforms your financial data into clarity through visual charts, AI insights, and a financial assistant that helps you plan, not just record
Your money, visualized clearly and completely
The iO Overview Chart shows you everything at a glance. Inflow vs outflow. Total by pocket. By category. For this month, last month, or any period you choose
A green ring means you're in the positive. A blue ring tracks what went out. In 10 seconds, you know exactly where you stand. No spreadsheet. No calculator. Just clarity
ino AI: your financial analyst, always available
What were your top 3 spending categories last month? How much have you saved this year? Are you on track for your goal? Just ask ino.
ino is your AI financial analyst powered by your own data. Ask in plain language. Get clear answers, backed by real numbers from your pockets. No formulas. No pivot tables. Just answers
Stop guessing. Start planning with real targets
Tracking what happened is useful. Planning what should happen is powerful. iO lets you set inflow and outflow targets per pocket and category-level budgets for every spending area
When you're at 80% of your dining budget, iO warns you. When you hit your savings target, it celebrates. You're no longer reacting to your finances, you're leading them.
ino AI helps you plan, not just review
Looking backward is important. But looking forward is what changes your life. ino's AI planning tools help you think ahead, emergency fund timeline, goal forecasting, net worth projection
"If I save Rp 2M a month, when will I have enough for a down payment?" Ask ino. It calculates, explains, and suggests based on your real financial data, not generic advice
